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Statement of Additional Information

Prospectus dated 05/01/2023 for American Legacy® Target Date Income B Share variable annuity (New York)

Prospectus: Table of Contents

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Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc. Radnor, PA.